:root {
  --navy: #0b2240;
  --navy-2: #081a31;
  --blue: #c91432;
  --blue-2: #a50f29;
  --accent: #c91432;
  --accent-soft: rgba(201, 20, 50, 0.09);
  --mint: #10b981;
  --light: #f4f7fb;
  --warm: #f4f7fb;
  --text: #1d2939;
  --muted: #667085;
  --white: #ffffff;
  --border: #d9e1ec;
  --shadow: 0 18px 50px rgba(11, 34, 64, 0.13);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, Arial, sans-serif;
  color: var(--text);
  line-height: 1.65;
  background: var(--white);
}

body::before {
  content: "";
  position: fixed;
  left: 0;
  right: 0;
  top: 0;
  height: 4px;
  background: var(--blue);
  z-index: 200;
}

a {
  color: inherit;
  text-decoration: none;
}

p {
  margin-top: 0;
}

.topbar {
  background: var(--blue);
  color: #fff;
  font-size: 14px;
  padding: 9px 5%;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}

.navbar {
  position: sticky;
  top: 0;
  z-index: 99;
  background: rgba(255, 255, 255, 0.95);
  border-bottom: 1px solid rgba(229, 231, 235, 0.9);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 4%;
  box-shadow: 0 2px 18px rgba(11, 34, 64, 0.06);
  backdrop-filter: blur(16px);
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 900;
  color: var(--navy);
  font-size: 24px;
  letter-spacing: -0.02em;
}

.logo {
  width: 52px;
  height: 52px;
  border: 1px solid var(--blue);
  border-radius: 0;
  background: #fff;
  display: grid;
  place-items: center;
  color: var(--blue);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 30px;
  font-weight: 400;
  box-shadow: none;
}

.brand-premium {
  gap: 18px;
}

.brand-wordmark {
  display: grid;
  gap: 1px;
  line-height: 1;
}

.brand-wordmark strong {
  color: var(--blue);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 30px;
  font-weight: 500;
  letter-spacing: 0.24em;
}

.brand-wordmark small {
  color: var(--navy);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.5em;
}

.nav {
  display: flex;
  gap: 6px;
  align-items: center;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.nav a {
  font-weight: 700;
  font-size: 14px;
  color: var(--navy);
  padding: 10px 12px;
  border-radius: 7px;
  transition: background-color 160ms ease, color 160ms ease, box-shadow 160ms ease, transform 160ms ease;
}

.nav a:hover {
  background: var(--light);
  color: var(--blue);
  transform: translateY(-1px);
}

.nav a[aria-current="page"],
.nav a.active {
  background: rgba(201, 20, 50, 0.1);
  color: var(--blue);
  box-shadow: inset 0 -3px 0 var(--blue), inset 0 0 0 1px rgba(201, 20, 50, 0.16);
}

.cta,
.btn.primary {
  background: var(--blue);
  color: white !important;
  box-shadow: 0 12px 25px rgba(201, 20, 50, 0.22);
}

.cta:hover,
.btn.primary:hover {
  background: var(--blue-2);
}

.cta {
  margin-left: 6px;
  padding: 10px 16px !important;
  border-radius: 7px !important;
}

.hero {
  background:
    linear-gradient(90deg, rgba(4, 21, 48, 0.96), rgba(8, 26, 49, 0.88) 45%, rgba(8, 26, 49, 0.72)),
    radial-gradient(circle at 78% 43%, rgba(201, 20, 50, 0.46), transparent 5rem),
    linear-gradient(180deg, transparent 0 58%, rgba(201, 20, 50, 0.18) 58% 59%, transparent 59%),
    url("hero.svg");
  background-size: cover;
  color: white;
  padding: 86px 5% 34px;
  overflow: hidden;
  position: relative;
}

.hero::before {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 58%;
  background:
    linear-gradient(90deg, rgba(5, 21, 45, 0.88), rgba(5, 21, 45, 0.28)),
    repeating-linear-gradient(90deg, transparent 0 54px, rgba(255, 255, 255, 0.08) 54px 56px, transparent 56px 86px);
  clip-path: polygon(0 55%, 5% 48%, 5% 10%, 7% 10%, 7% 48%, 12% 43%, 12% 24%, 15% 24%, 15% 42%, 22% 38%, 22% 5%, 23% 5%, 23% 37%, 30% 36%, 30% 20%, 32% 20%, 32% 36%, 40% 34%, 40% 0, 41% 0, 41% 34%, 48% 36%, 48% 18%, 51% 18%, 51% 36%, 60% 38%, 60% 15%, 63% 15%, 63% 40%, 71% 42%, 71% 28%, 74% 28%, 74% 43%, 82% 45%, 82% 20%, 84% 20%, 84% 46%, 91% 49%, 91% 30%, 94% 30%, 94% 51%, 100% 55%, 100% 100%, 0 100%);
  opacity: 0.85;
}

.hero::after {
  content: "";
  position: absolute;
  left: 60%;
  bottom: 10%;
  width: 3px;
  height: 300px;
  background: linear-gradient(var(--blue), #ffffff22);
  box-shadow: 0 -30px 0 2px rgba(201, 20, 50, 0.75), 0 84px 0 22px rgba(201, 20, 50, 0.22);
}

.hero-grid {
  position: relative;
  z-index: 1;
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 42px;
  align-items: center;
}

.eyebrow {
  color: var(--blue);
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 13px;
}

.hero h1 {
  max-width: 680px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(48px, 5.2vw, 72px);
  font-weight: 500;
  line-height: 1.08;
  margin: 12px 0 18px;
  letter-spacing: -0.04em;
}

.hero h1 span {
  display: inline-block;
  color: var(--blue);
  position: relative;
}

.hero h1 span::after {
  content: "";
  position: absolute;
  left: 8px;
  right: 8px;
  bottom: -8px;
  height: 3px;
  background: var(--blue);
  border-radius: 50%;
  transform: rotate(-2deg);
}

.hero p {
  font-size: 20px;
  color: rgba(255, 255, 255, 0.88);
  max-width: 720px;
}

.buttons {
  display: flex;
  gap: 14px;
  margin-top: 28px;
  flex-wrap: wrap;
}

.btn {
  display: inline-block;
  padding: 13px 20px;
  border-radius: 13px;
  font-weight: 900;
}

.btn.secondary {
  border: 1px solid rgba(255, 255, 255, 0.46);
  color: white;
  background: rgba(255, 255, 255, 0.08);
}

.card {
  background: white;
  color: var(--text);
  border-radius: 26px;
  padding: 30px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.22);
  border: 1px solid rgba(255, 255, 255, 0.5);
}

.quote-card h3 {
  margin: 0 0 22px;
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 28px;
  text-align: center;
}

.quote-icon {
  width: 110px;
  margin: 0 auto 8px;
  color: var(--blue);
  text-align: center;
  font-size: 26px;
  position: relative;
}

.quote-icon::before,
.quote-icon::after {
  content: "";
  position: absolute;
  top: 50%;
  width: 30px;
  height: 2px;
  background: var(--blue);
}

.quote-icon::before {
  left: 0;
}

.quote-icon::after {
  right: 0;
}

.check {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 0;
  padding: 17px 0;
  border-bottom: 1px solid var(--border);
}

.check span {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(201, 20, 50, 0.08);
  color: var(--blue);
  font-weight: 900;
}

.quote-footer {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 22px;
  padding: 18px 20px;
  border-radius: 10px;
  background: rgba(201, 20, 50, 0.08);
  color: var(--blue);
  font-weight: 900;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.why-premium {
  background: #fff;
  padding-top: 44px;
  padding-bottom: 44px;
  box-shadow: 0 12px 26px rgba(11, 34, 64, 0.10);
}

.why-premium-heading {
  max-width: 860px;
  margin: 0 auto 22px;
  text-align: center;
}

.why-premium-heading h2 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(24px, 2.4vw, 34px);
  font-weight: 500;
  position: relative;
  padding-bottom: 12px;
}

.why-premium-heading h2::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: 0;
  width: 42px;
  height: 3px;
  background: var(--blue);
  border-radius: 999px;
  transform: translateX(-50%);
}

.why-premium-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 22px;
}

.why-premium-grid article {
  min-height: 144px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: #fff;
  padding: 22px 16px;
  text-align: center;
  box-shadow: 0 10px 28px rgba(11, 34, 64, 0.07);
}

.why-premium-grid article > span {
  display: grid;
  width: 48px;
  height: 48px;
  margin: 0 auto 12px;
  place-items: center;
  border-radius: 50%;
  background: #f3f5f8;
  color: var(--blue);
  font-size: 28px;
  box-shadow: none;
}

.why-premium-grid h3 {
  color: var(--navy);
  margin: 0 0 7px;
  font-size: 15px;
}

.why-premium-grid p {
  color: var(--muted);
  margin: 0;
  font-size: 12px;
  line-height: 1.45;
}

.section {
  padding: 76px 5%;
}

.container {
  max-width: 1180px;
  margin: auto;
}

.section h2 {
  font-size: clamp(30px, 4vw, 42px);
  line-height: 1.14;
  color: var(--navy);
  margin: 0 0 14px;
  letter-spacing: -0.035em;
}

.sub {
  color: var(--muted);
  max-width: 780px;
  margin-bottom: 34px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.service {
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 26px;
  background: rgba(255, 255, 255, 0.92);
  transition: 0.22s ease;
  box-shadow: 0 6px 20px rgba(11, 34, 64, 0.04);
}

.service:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
  border-color: rgba(201, 20, 50, 0.34);
}

.service h3 {
  color: var(--navy);
  margin: 0 0 10px;
  font-size: 22px;
}

.service ul {
  padding-left: 18px;
  color: var(--muted);
}

.soft {
  background:
    linear-gradient(180deg, #ffffff, var(--light));
}

.two {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  align-items: start;
}

.list {
  display: grid;
  gap: 12px;
}

.list a,
.list div {
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 15px 17px;
  background: #fff;
  box-shadow: 0 8px 22px rgba(11, 34, 64, 0.05);
}

.material-intro {
  max-width: 860px;
  margin-bottom: 30px;
}

.material-grid,
.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.material-card,
.commitment-card,
.consultation-panel {
  border: 1px solid var(--border);
  border-radius: 18px;
  background: #fff;
  padding: 28px;
  box-shadow: 0 10px 28px rgba(11, 34, 64, 0.06);
}

.material-card.accent,
.commitment-card {
  background: linear-gradient(135deg, #ffffff, var(--light));
}

.material-card h3,
.commitment-card h3 {
  margin-top: 0;
  color: var(--navy);
  font-size: 24px;
  line-height: 1.2;
}

.material-card li,
.check-list li {
  margin: 8px 0;
}

.material-card li::marker,
.service-detail-card li::marker {
  color: var(--blue);
}

.city-cloud {
  display: flex;
  align-content: flex-start;
  flex-wrap: wrap;
  gap: 10px;
}

.city-cloud span {
  display: inline-flex;
  border: 1px solid rgba(201, 20, 50, 0.18);
  border-radius: 999px;
  background: rgba(201, 20, 50, 0.08);
  color: var(--navy);
  padding: 8px 12px;
  font-weight: 800;
  font-size: 14px;
}

.carrier-section {
  background: #fff;
}

.carrier-grid,
.life-stage-grid,
.event-list,
.process-grid {
  display: grid;
  gap: 14px;
}

.carrier-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.carrier-grid span,
.life-stage-grid span,
.event-list div {
  position: relative;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fff;
  color: var(--navy);
  padding: 14px 16px 14px 34px;
  font-weight: 900;
  box-shadow: 0 8px 22px rgba(11, 34, 64, 0.04);
}

.carrier-grid span::before,
.life-stage-grid span::before,
.event-list div::before {
  content: "";
  position: absolute;
  left: 14px;
  top: 50%;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--blue);
  transform: translateY(-50%);
}

.fine-print {
  margin: 16px 0 0;
  color: var(--muted);
  font-size: 14px;
}

.life-stage-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.event-list {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.compact-heading {
  text-align: center;
}

.compact-heading h2 {
  font-size: clamp(36px, 5vw, 58px);
}

.process-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.process-grid article {
  border: 1px solid var(--border);
  border-radius: 18px;
  background: #fff;
  padding: 24px;
  box-shadow: 0 10px 28px rgba(11, 34, 64, 0.06);
}

.process-grid span {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  font-weight: 900;
  margin-bottom: 16px;
}

.process-grid h3 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 20px;
}

.process-grid p {
  margin: 0;
  color: var(--muted);
}

.check-list {
  display: grid;
  gap: 10px;
  margin: 18px 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 28px;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--blue);
  font-weight: 900;
}

.home-faq {
  background: #fff;
}

.faq-heading {
  max-width: 980px;
  margin: 0 auto 34px;
  text-align: center;
}

.faq-heading .eyebrow {
  color: #5f6f87;
  letter-spacing: 0.05em;
}

.faq-heading h2 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(52px, 7vw, 82px);
  line-height: 0.95;
  letter-spacing: -0.06em;
}

.faq-grid {
  max-width: 980px;
  margin: 0 auto;
  grid-template-columns: 1fr;
  gap: 8px;
  padding-top: 12px;
  border-top: 1px solid var(--border);
}

.faq-grid details,
.faq-accordion details,
.faq details {
  border: 1px solid #cfd9e8;
  border-radius: 7px;
  background: #fff;
  padding: 0;
  box-shadow: none;
  overflow: hidden;
}

.faq-grid summary,
.faq-accordion summary,
.faq summary {
  display: flex;
  align-items: center;
  gap: 12px;
  min-height: 42px;
  padding: 10px 14px;
  color: var(--navy);
  cursor: pointer;
  font-weight: 900;
  line-height: 1.3;
  list-style: none;
}

.faq-grid summary::-webkit-details-marker,
.faq-accordion summary::-webkit-details-marker,
.faq summary::-webkit-details-marker {
  display: none;
}

.faq-grid summary::before,
.faq-accordion summary::before,
.faq summary::before {
  content: "";
  width: 8px;
  height: 8px;
  flex: 0 0 8px;
  border-radius: 50%;
  background: var(--blue);
}

.faq-grid details[open] summary,
.faq-accordion details[open] summary,
.faq details[open] summary {
  border-bottom: 1px solid var(--border);
}

.faq-grid p,
.faq-accordion details p,
.faq details p {
  margin: 0;
  padding: 14px 18px 18px 34px;
  color: var(--muted);
  line-height: 1.7;
}

.faq-accordion {
  max-width: 980px;
  margin: 42px auto;
  padding-top: 12px;
  border-top: 1px solid var(--border);
}

.faq-accordion .eyebrow {
  display: block;
  margin-bottom: 4px;
  color: #5f6f87;
  text-align: center;
  letter-spacing: 0.05em;
}

.faq-accordion h2 {
  margin: 0 0 34px;
  color: var(--navy);
  text-align: center;
  font-size: clamp(42px, 6vw, 72px);
  line-height: 0.98;
  letter-spacing: -0.055em;
}

.faq-accordion details {
  margin: 8px 0;
}

.latest-articles .btn {
  margin-top: 14px;
}

.consultation-band {
  padding-top: 42px;
}

.consultation-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  color: #fff;
  background:
    radial-gradient(circle at 90% 15%, rgba(201, 20, 50, 0.2), transparent 20rem),
    linear-gradient(120deg, var(--navy), var(--navy-2));
}

.consultation-panel h2,
.consultation-panel p,
.consultation-panel .eyebrow {
  color: #fff;
}

.consultation-panel p {
  max-width: 860px;
  color: rgba(255, 255, 255, 0.82);
}

.consultation-panel .btn {
  min-width: 190px;
  text-align: center;
}

.page-hero {
  background:
    radial-gradient(circle at 80% 10%, rgba(201, 20, 50, 0.18), transparent 22rem),
    linear-gradient(120deg, var(--navy), var(--navy-2));
  color: #fff;
  padding: 66px 5%;
}

.page-hero h1 {
  font-size: clamp(36px, 5vw, 52px);
  line-height: 1.05;
  margin: 8px 0;
  letter-spacing: -0.04em;
}

.breadcrumb {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.78);
}

.content {
  max-width: 980px;
  margin: auto;
  padding: 58px 5%;
}

.enhanced-content {
  max-width: 1120px;
}

.intro-panel {
  background:
    radial-gradient(circle at top right, rgba(201, 20, 50, 0.1), transparent 18rem),
    linear-gradient(135deg, #ffffff, var(--light));
  border: 1px solid var(--border);
  border-radius: 26px;
  padding: 30px;
  box-shadow: var(--shadow);
  margin-bottom: 28px;
}

.content h2 {
  color: var(--navy);
  margin-top: 34px;
  letter-spacing: -0.02em;
}

.content h3 {
  color: var(--navy);
}

.content a {
  color: var(--blue);
  font-weight: 800;
}

.detail-feature-row,
.service-detail-grid {
  display: grid;
  gap: 18px;
  margin: 28px 0;
}

.detail-feature-row {
  grid-template-columns: repeat(4, 1fr);
}

.service-detail-grid {
  grid-template-columns: repeat(2, 1fr);
}

.detail-mini-card,
.service-detail-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 22px;
  box-shadow: 0 10px 28px rgba(11, 34, 64, 0.06);
}

.detail-mini-card span {
  width: 34px;
  height: 34px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: var(--accent-soft);
  color: var(--navy);
  font-weight: 900;
  margin-bottom: 12px;
}

.detail-mini-card strong {
  display: block;
  color: var(--navy);
  font-size: 18px;
  margin-bottom: 8px;
}

.service-detail-card h2 {
  font-size: 24px;
  margin-top: 0;
}

.service-detail-card li {
  margin: 8px 0;
}

.footer {
  background: var(--navy-2);
  color: #d5deed;
  padding: 58px 5% 24px;
}

.footer-grid {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.2fr repeat(4, 1fr);
  gap: 26px;
}

.footer h4 {
  color: #fff;
  margin-top: 0;
}

.footer a {
  display: block;
  color: #d5deed;
  margin: 8px 0;
  font-size: 14px;
}

.footer a:hover {
  color: #fff;
}

.footer-bottom {
  max-width: 1180px;
  margin: 30px auto 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 20px;
  color: #9fb0ca;
  font-size: 13px;
}

.form {
  display: grid;
  gap: 14px;
}

.form input,
.form select,
.form textarea {
  width: 100%;
  padding: 14px;
  border: 1px solid var(--border);
  border-radius: 12px;
  font: inherit;
  background: white;
}

.form input:focus,
.form select:focus,
.form textarea:focus {
  border-color: var(--blue);
  outline: 3px solid rgba(201, 20, 50, 0.16);
}

.form button {
  border: 0;
  cursor: pointer;
}

.badge {
  display: inline-block;
  background: rgba(201, 20, 50, 0.09);
  color: var(--blue);
  padding: 7px 10px;
  border-radius: 999px;
  font-weight: 900;
  font-size: 13px;
  margin: 6px 6px 0 0;
}

.whatsapp {
  position: fixed;
  right: 18px;
  bottom: 18px;
  background: #25d366;
  color: #fff;
  padding: 13px 16px;
  border-radius: 999px;
  font-weight: 900;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.2);
  z-index: 100;
}

/* Premium Super Visa Landing Page */
.sv-hero {
  background:
    radial-gradient(circle at top left, rgba(201, 20, 50, 0.22), transparent 32%),
    linear-gradient(120deg, #07172f, var(--navy) 58%, var(--blue));
  color: #fff;
  padding: 86px 5% 74px;
  position: relative;
  overflow: hidden;
}

.sv-hero::after {
  content: "";
  position: absolute;
  right: -120px;
  top: 40px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
}

.sv-wrap {
  max-width: 1180px;
  margin: auto;
  position: relative;
  z-index: 1;
}

.sv-grid {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 36px;
  align-items: start;
}

.sv-hero h1 {
  font-size: clamp(40px, 6vw, 60px);
  line-height: 1.03;
  margin: 12px 0 16px;
  letter-spacing: -0.045em;
}

.sv-hero p {
  font-size: 20px;
  color: rgba(255, 255, 255, 0.88);
}

.pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 22px 0;
}

.pill {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.25);
  padding: 9px 12px;
  border-radius: 999px;
  font-weight: 900;
}

.quote-panel {
  background: #fff;
  color: var(--text);
  border-radius: 26px;
  padding: 28px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.24);
}

.quote-panel h2 {
  font-size: 24px;
  color: var(--navy);
  margin: 0 0 8px;
}

.mini-form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 16px;
}

.mini-form input,
.mini-form select,
.mini-form textarea {
  width: 100%;
  border: 1px solid #dfe5ef;
  border-radius: 12px;
  padding: 12px;
  font: inherit;
}

.mini-form textarea {
  grid-column: 1 / -1;
  min-height: 72px;
}

.mini-form .btn {
  border: 0;
  text-align: center;
  grid-column: 1 / -1;
}

.trust-strip {
  background: #fff;
  border-bottom: 1px solid var(--border);
  padding: 18px 5%;
}

.trust-items {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
}

.trust-item {
  background: var(--light);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 14px;
  text-align: center;
  font-weight: 900;
  color: var(--navy);
}

.toc {
  position: sticky;
  top: 92px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 18px;
  box-shadow: 0 12px 32px rgba(11, 34, 64, 0.07);
}

.toc a {
  display: block;
  padding: 8px 0;
  color: var(--blue);
  font-weight: 800;
}

.sv-section {
  padding: 72px 5%;
}

.sv-section.soft {
  background: var(--light);
}

.sv-layout {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 34px;
  align-items: start;
}

.sv-main h2 {
  font-size: clamp(30px, 4vw, 40px);
  color: var(--navy);
  line-height: 1.15;
  margin: 0 0 16px;
  letter-spacing: -0.035em;
}

.sv-main h3 {
  color: var(--navy);
}

.icon-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin: 24px 0;
}

.icon-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 22px;
  box-shadow: 0 10px 28px rgba(11, 34, 64, 0.06);
}

.icon {
  font-size: 30px;
  margin-bottom: 10px;
}

.comparison {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 10px 28px rgba(11, 34, 64, 0.06);
  margin: 22px 0;
}

.comparison th {
  background: var(--navy);
  color: #fff;
  text-align: left;
}

.comparison th,
.comparison td {
  padding: 15px;
  border-bottom: 1px solid var(--border);
}

.highlight-box {
  background: linear-gradient(135deg, var(--light), #ffffff);
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 26px;
  margin: 26px 0;
}

.cta-band {
  background: linear-gradient(120deg, var(--navy), var(--blue));
  color: #fff;
  border-radius: 24px;
  padding: 30px;
  margin: 32px 0;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: center;
}

.cta-band h3 {
  color: #fff;
  margin: 0;
}

.cta-band p {
  margin: 8px 0 0;
  color: rgba(255, 255, 255, 0.82);
}

.step-line {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
  margin: 26px 0;
}

.step {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 18px;
  text-align: center;
}

.step strong {
  display: block;
  color: var(--blue);
  font-size: 24px;
}

.keyword-cloud {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.keyword-cloud span {
  background: rgba(201, 20, 50, 0.09);
  color: var(--blue);
  border-radius: 999px;
  padding: 8px 11px;
  font-weight: 800;
  font-size: 13px;
}

.sticky-contact {
  position: fixed;
  left: 18px;
  bottom: 18px;
  z-index: 100;
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.sticky-contact a {
  background: var(--navy);
  color: #fff;
  border-radius: 999px;
  padding: 12px 14px;
  font-weight: 900;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.2);
}

.sticky-contact a:nth-child(2) {
  background: #25d366;
}

.notice {
  font-size: 13px;
  color: var(--muted);
  background: var(--light);
  border-left: 4px solid var(--blue);
  padding: 14px;
  border-radius: 10px;
}

.province-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.province-grid div {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 16px;
}

.advisor-card {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
  padding: 16px;
  border: 1px solid var(--border);
  border-radius: 16px;
  background: #fff;
}

.advisor-initials {
  display: grid;
  width: 56px;
  height: 56px;
  place-items: center;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-weight: 900;
  letter-spacing: 0.08em;
}

.advisor-card strong,
.advisor-card span {
  display: block;
}

.advisor-card span {
  color: var(--muted);
  font-size: 14px;
  margin-top: 4px;
}

.license-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 14px 0 18px;
}

.license-badges span {
  border: 1px solid rgba(207, 18, 46, 0.18);
  border-radius: 999px;
  background: rgba(207, 18, 46, 0.06);
  color: var(--navy);
  font-size: 12px;
  font-weight: 900;
  padding: 8px 11px;
}

.testimonial-grid,
.learning-category-grid,
.contact-intro-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.testimonial-grid article,
.learning-card {
  border: 1px solid var(--border);
  border-radius: 18px;
  background: #fff;
  padding: 24px;
  box-shadow: 0 12px 28px rgba(11, 34, 64, 0.07);
}

.testimonial-grid article span,
.learning-card span {
  color: var(--blue);
  font-weight: 900;
}

.learning-card h3,
.testimonial-grid h3 {
  color: var(--navy);
}

.section-callout,
.service-trust-panel {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
  margin: 34px 0;
  border: 1px solid var(--border);
  border-radius: 22px;
  background: linear-gradient(135deg, #ffffff, #f7f9fc);
  padding: 28px;
}

.consultation-actions,
.contact-methods {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 18px;
}

.contact-intro-grid {
  grid-template-columns: 1.05fr 0.95fr;
  align-items: start;
}

.contact-methods a {
  display: grid;
  gap: 4px;
  min-width: 170px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: #fff;
  padding: 14px;
}

.contact-methods strong {
  color: var(--navy);
}

.contact-methods span {
  color: var(--blue);
  font-weight: 800;
}

.consultation-form-card {
  box-shadow: 0 18px 36px rgba(11, 34, 64, 0.10);
}

@media (max-width: 980px) {
  .hero-grid,
  .sv-grid,
  .sv-layout,
  .two,
  .grid,
  .material-grid,
  .faq-grid,
  .why-premium-grid,
  .testimonial-grid,
  .learning-category-grid,
  .contact-intro-grid,
  .carrier-grid,
  .life-stage-grid,
  .event-list,
  .process-grid,
  .detail-feature-row,
  .service-detail-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .trust-items,
  .icon-grid,
  .step-line,
  .province-grid {
    grid-template-columns: 1fr;
  }

  .toc {
    position: relative;
    top: 0;
  }

  .mini-form {
    grid-template-columns: 1fr;
  }

  .cta-band {
    display: block;
  }

  .consultation-panel {
    align-items: flex-start;
    flex-direction: column;
  }

  .section-callout,
  .service-trust-panel {
    align-items: flex-start;
    flex-direction: column;
  }

}

@media (max-width: 760px) {
  .navbar {
    position: relative;
    align-items: flex-start;
    gap: 12px;
    flex-direction: column;
  }

  .nav {
    display: grid;
    grid-template-columns: 1fr 1fr;
    width: 100%;
    gap: 10px;
  }

  .nav a {
    background: #f4f7fb;
    padding: 9px 10px;
    border-radius: 10px;
  }

  .nav .cta {
    text-align: center;
    grid-column: 1 / -1;
  }

  .brand-premium {
    gap: 10px;
  }

  .logo {
    width: 44px;
    height: 44px;
    font-size: 28px;
  }

  .brand-wordmark strong {
    font-size: 24px;
    letter-spacing: 8px;
  }

  .brand-wordmark small {
    font-size: 10px;
    letter-spacing: 7px;
  }

  .section,
  .sv-section {
    padding: 54px 5%;
  }

  .hero,
  .sv-hero {
    padding: 60px 5%;
  }

  .hero h1 {
    font-size: clamp(42px, 12vw, 58px);
  }

  .why-premium-grid article {
    min-height: auto;
  }

  .sticky-contact {
    left: 10px;
    right: 10px;
  }

  .sticky-contact a,
  .whatsapp {
    font-size: 13px;
  }
}