Licensed Life & Health Insurance Advisor • Contracted through OM Financial Call: 647-986-2605 | Email: info@simmiinsurance.com
Canadian Insurance & Investment Solutions

Protect your family. Plan your future with confidence.

Simmi Insurance helps families, newcomers, visitors and business owners compare suitable insurance and investment options in Canada.

Quick Consultation

Life, Critical Illness & Disability Insurance
Super Visa, Visitor & Travel Insurance
TFSA, RRSP, FHSA, RESP & Segregated Funds
Contracted through OM Financial
Why Choose Simmi Insurance

Guidance you can trust. Protection you can rely on.

Tailored Solutions

Coverage designed around your goals and lifestyle.

Access to Options

Multiple insurance solutions to compare and understand.

Protect What Matters

Helping you protect your family, income and future.

Smart Planning

Financial strategies for today and tomorrow.

Long-Term Support

Ongoing guidance at every stage of life.

Trusted by Clients

Built on trust, transparency and commitment.

Insurance Guidance

Why work with an insurance broker instead of buying direct?

Insurance is one of the most important financial decisions you can make. While purchasing coverage directly may seem convenient, many individuals and families value the guidance and support that an insurance broker can provide.

Working with an insurance broker offers several advantages

  • Personalized recommendations based on your needs.
  • Professional guidance to help you understand available options.
  • Assistance throughout the application process.
  • Ongoing support after coverage is in place.
  • Regular reviews when your needs or circumstances change.
  • A client-focused approach centered on education and long-term relationships.

At Simmi Insurance, we believe that informed decisions lead to greater confidence and peace of mind.

How insurance supports financial wellness

Financial wellness is about more than saving money. It involves protecting your family, preparing for unexpected events, and creating long-term stability.

  • Protecting income and savings.
  • Supporting family financial security.
  • Preparing for life's uncertainties.
  • Preserving assets and long-term goals.
  • Creating confidence and peace of mind.
  • Supporting retirement and legacy planning.

Having appropriate protection can help individuals and families move forward with greater confidence.

Who Needs Insurance?

Insurance solutions for every stage of life

Proper planning can help protect your income, savings, and long-term goals, whether you are starting out, growing a family, building a business, or preparing for retirement.

Young professionals Newly married couples Growing families Parents Self-employed individuals Business owners Newcomers to Canada Retirees
Life Events

Consider reviewing your insurance when life changes

Your insurance and financial plans should grow with you. A review can help make sure your protection still matches your family, income, debt, and long-term priorities.

Getting married
Buying a home
Starting a family
Becoming self-employed
Starting a business
Paying off debt
Planning retirement
Receiving an inheritance
Changing jobs
Our Simple Process

Clear steps to protect your future

1

Book a Consultation

Discuss your goals and priorities.

2

Review Your Needs

Understand available options and coverage considerations.

3

Compare Solutions

Explore insurance and investment options.

4

Protect Your Future

Receive ongoing support as your needs evolve.

Areas We Serve

Serving clients throughout Ontario

Simmi Insurance proudly serves clients throughout Ontario. Virtual consultations allow us to provide convenient and professional service regardless of location.

Our goal is to provide personalized service and professional guidance wherever our clients are located.

BramptonMississaugaTorontoVaughanMarkhamMiltonOakvilleBurlingtonHamiltonKitchenerWaterlooCambridgeLondonWindsorOttawaKingstonBarrieNiagara RegionCommunities across Ontario
About Simranjeet Kaur Grewal

Hello, and welcome to Simmi Insurance.

My name is Simranjeet Kaur Grewal, and I am a licensed Life and Accident & Sickness Insurance Agent in Ontario. I am passionate about helping individuals, families, newcomers, and business owners understand their options and make informed decisions about protecting their financial future.

I believe that insurance should be simple, transparent, and centered around the needs of each client. My goal is to provide professional service, answer questions clearly, and support clients throughout every stage of life.

Building long-term relationships based on trust, integrity, and exceptional service remains at the heart of everything I do.

Insurance products are arranged through OM Financial Inc.

SG
Simranjeet Kaur Grewal Licensed Life & Accident & Sickness Insurance Agent (Ontario)
Licensed in Ontario Virtual Consultations Contracted through OM Financial Inc.

Our commitment to clients

  • Honest and transparent communication
  • Personalized guidance and support
  • Professional and responsive service
  • Education and clear explanations
  • Long-term relationships built on trust
  • Ongoing assistance as needs evolve

Our commitment is to help clients make confident decisions and achieve greater peace of mind.

Client Experience

Service focused on clarity, trust and support

Real client testimonials can be added here when available. For now, this section highlights the service standards clients can expect from Simmi Insurance.

Clear Explanations

Insurance options are explained in simple language so clients can understand coverage, cost, eligibility and next steps.

Responsive Guidance

Clients receive support before, during and after choosing a policy, with attention to changing family, travel and financial needs.

Long-Term Relationship

The goal is to build lasting trust through honest communication, professional service and ongoing reviews when life changes.

FAQ

Common questions

Why is insurance important?

Insurance helps individuals and families prepare for unexpected events and protect their financial well-being.

When should I review my coverage?

It is generally beneficial to review coverage after major life events or when circumstances change.

Is insurance only for families?

No. Individuals, couples, business owners, professionals, and retirees can all benefit from proper planning.

Why work with an insurance broker?

Insurance brokers provide guidance, education, and ongoing support to help clients understand their options and make informed decisions.

How often should I review my financial goals?

Regular reviews can help ensure your plans continue to align with your needs and priorities.

Can Simmi Insurance help me compare different insurance options?

Yes. We can help you understand available options for life insurance, critical illness, disability insurance, travel insurance, Super Visa insurance, and investment-related planning.

What information do I need for a quote?

Basic quote details often include age, coverage goal, approximate budget, health or travel information where relevant, and whether you already have coverage in place.

Do you help newcomers to Canada?

Yes. Simmi Insurance supports newcomers, visitors, students, families, and residents who want clear guidance about protection and planning options in Canada.

What is term life insurance?

Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years. It is often used for mortgage protection, income replacement, and family protection during working years.

What is whole life insurance?

Whole life insurance is designed to provide lifetime coverage as long as premiums are paid. It may be considered for long-term protection, final expenses, estate goals, or legacy planning.

What is critical illness insurance?

Critical illness insurance can provide a lump-sum payment if the insured person is diagnosed with a covered serious illness and meets the policy conditions.

What is disability insurance?

Disability insurance helps protect income if illness or injury prevents you from working, depending on the policy terms, waiting period, benefit period, and eligibility.

Do visitors to Canada need travel medical insurance?

Visitors to Canada should consider emergency medical insurance because medical care can be costly and provincial health coverage usually does not apply to visitors.

What is Super Visa insurance?

Super Visa insurance is medical insurance for parents and grandparents visiting Canada. Coverage requirements and policy details should be reviewed before purchasing.

Can I review my existing policy?

Yes. Reviewing existing coverage can help you understand whether your policy still matches your family, income, debt, travel, business, or retirement needs.

How do TFSA, RRSP, FHSA, and RESP planning fit into insurance advice?

These accounts can support savings goals such as retirement, education, or a first home. Insurance and investment planning can work together as part of a broader financial wellness plan.

Are consultations available virtually?

Yes. Virtual consultations make it easier to serve clients throughout Ontario and provide guidance regardless of location.

How do I get started?

You can contact Simmi Insurance to schedule a free consultation, discuss your needs, and review suitable next steps.

Latest Insurance Articles

Education is an important part of financial planning

Our Learning Center provides practical information, helpful tips, and educational resources to help clients make informed decisions.

We are committed to providing valuable and up-to-date information to support informed decision-making.

Visit the Learning Center
Insurance planning tips
Protecting your family and income
Financial wellness and long-term planning
Insurance considerations for newcomers to Canada
Frequently asked questions
Understanding important insurance concepts
Retirement and legacy planning
Request a Free Consultation

Take the next step toward greater financial confidence

Every person's situation is unique. Whether you are reviewing existing coverage or exploring options for the first time, we are here to help.

At Simmi Insurance, we are committed to providing professional guidance, responsive service, and personalized support to help you protect what matters most.

Contact us today to schedule a consultation and take the next step toward greater financial confidence and peace of mind.

Simranjeet Kaur Grewal
Licensed Life & Accident & Sickness Insurance Agent (Ontario)

Insurance products are arranged through OM Financial Inc.

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